Sam Idah Realty
1600 E. Little Creek Rd
Suite 100
Norfolk, VA  23518
Office: 757-588-3232
Fax: 757-588-6116
Cellular: 757-816-1234

Mortgage Loan Officer
There are so many things to take into consideration when choosing a Mortgage company. Some of these are: - The interest rate - The origination fee - Points - Underwriting Fee - Processing Fee - Commitment Fee - Brokerage Fee. Some of the above are JUNK FEES. Please be aware of this and take heed. You also need to be mindful of what the Mortgage company is charging you for credit report. They all add up fast. 1 origination point is equivalent to one percent of the loan amount. 1 discount point is also equal to one percent of the loan amount. It is very important to request for "A GOOD FAITH ESTIMATE" from the Mortgage Loan Officer so you can compare that quote with other quotes. Comparing just the interest rate is not sufficient to make an informed decision. Please feel free to shop around because it is YOUR MONEY. I don't encourage rate buydowns unless you are not owing anyone else out there.

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